From Tax Filing to Risk Protection — SZR Advisory is Your Trusted Financial Partner
Accounting, tax, payroll, CFO advisory, personal tax, notarization, risk & insurance, and business formation — done right.
Struggling to grow with messy books?
Paying more tax than you should?
Worried about CRA audits and penalties?
How We Work
Simple process, powerful results
Free Consultation
We review your current situation and identify opportunities for improvement
Custom Solution
We create a tailored plan for your accounting, tax, and payroll needs
Ongoing Support
We handle everything while you focus on growing your business
Complete Financial Solutions for Canadian SMBs
From accounting to risk protection — everything you need in one place
Stress‑Free Accounting & Bookkeeping
Clean, compliant books with monthly closes and simple reporting.
Stay audit‑ready with CRA‑compliant books while you focus on growing your business.
- Stay audit‑ready with CRA‑compliant books
- Clear monthly reporting to see profits & cash
- We handle the numbers—you focus on growth
Frequently Asked Questions
How often do you update our books?
Monthly closes with real-time access to your financial dashboard.
Are your books audit-ready?
Yes—all work follows CRA standards and audit requirements.
Do you handle accounts payable/receivable?
Complete AP/AR management with aging reports and payment tracking.
"SZR transformed our messy books into audit-ready records and saved us $2,800 in accounting fees."
Tax Made Simple for Small Businesses
T2 filing, GST/HST, and audit‑ready compliance.
Maximize deductions and minimize stress with expert tax preparation and CRA compliance.
- T2 corporate filings, GST/HST, PST/QST
- Maximize deductions, reduce surprises
- We handle CRA communication for you
Frequently Asked Questions
When should we file our corporate taxes?
T2 returns due 6 months after year-end; we file early to avoid penalties.
Do you handle CRA audits?
Yes—full audit support and CRA correspondence management.
Can you help with tax planning?
Proactive tax planning to minimize liability and optimize deductions.
"We saved $4,500 in penalties and now our GST/HST filings are always on time."
Payroll Without the Headaches
Automated payroll, remittances, ROEs, and year‑end T4s.
Complete payroll processing with CPP/EI remittances, T4 preparation, and compliance management.
- Payroll remittances always on time
- CPP/EI, vacation, and provincial rules handled
- Happy employees, less admin stress
Frequently Asked Questions
Do you handle statutory holidays and vacation pay?
Complete statutory compliance including vacation, holidays, and provincial requirements.
What about ROEs and T4s?
Automatic ROE filing and year-end T4 preparation and filing.
Can you set up direct deposit?
Yes—secure direct deposit setup for all employees.
"Cut payroll time by 80% and our employees are happier with accurate, timely payments."
Practical CFO Advisory
Cash flow forecasting, budgeting, and funding readiness.
Strategic financial guidance including cash flow forecasting and bank‑ready financial statements.
- Cash flow forecasts to avoid surprises
- Simple dashboards for decision making
- Bank‑ready financials to unlock funding
Frequently Asked Questions
What's included in CFO advisory?
Cash flow forecasting, budgets, KPI dashboards, and strategic financial planning.
Do you help with funding applications?
Bank-ready financial packages and funding strategy support.
How often do we meet?
Monthly or quarterly reviews, plus on-demand strategic support.
"Their cash flow forecasts helped us secure $250K in funding within just 3 weeks. Professional, reliable, essential."
Personal Tax Services
Individuals, families, freelancers, and newcomers—maximize credits and benefits.
We simplify personal tax filing for individuals, families, freelancers, and newcomers to Canada.
- Current year and back‑year tax filings
- CRA reassessments and dispute resolution
- Foreign income and rental property reporting
- Medical expenses and disability tax credits
- Newcomer tax guidance and optimization
Frequently Asked Questions
Can you file back years?
Yes—up to 10 years with CRA support and penalty minimization.
Do you help with benefits?
Yes—CCB, OAS, GIS, and medical/disability credits optimization.
How long does filing take?
Most returns completed within 3–5 business days.
📋 Download prep checklist to get started faster
"SZR helped us recover $3,200 in missed child benefits and navigate our first Canadian tax filing."
Business Formation & Compliance
Incorporation, CRA setup, GST/HST, payroll accounts, governance.
From day one, we set your business up for success — compliant, structured, and growth‑ready.
- Federal and provincial incorporation
- Complete CRA business registration
- GST/HST and payroll account setup
- Corporate governance and minute books
- Ongoing compliance monitoring and reminders
Frequently Asked Questions
Federal or provincial incorporation?
We advise based on tax optimization and operational needs.
Do you register GST/HST?
Yes—plus payroll accounts and business number registration.
Do you assist with governance?
Yes—basic shareholder agreements and compliance setup.
"They handled our incorporation seamlessly and we've been CRA‑compliant from day one."
Notarization Services
Affidavits, statutory declarations, certified copies, real estate docs.
SZR Advisory provides trusted notarization for your most important documents — ensuring legal recognition and compliance.
- Affidavits and statutory declarations
- Certified true copies of important documents
- Real estate transaction documents
- Immigration and visa support documents
- Power of attorney and estate planning documents
Frequently Asked Questions
What ID do I need?
Government-issued photo ID; bring originals for certified copies.
Do you notarize certified true copies?
Yes—bring the original document and the copy to be certified.
Do you offer same-day service?
Appointments available promptly—contact us for availability.
📋 Download prep checklist to get started faster
"Fast, reliable notarization service — essential for our international business documents. Professional and prompt."
Risk & Insurance Solutions
Personal and business protection: life, disability, key person, buy‑sell.
We don't just manage your books — we provide advisory on comprehensive risk protection strategies and coordinate coverage with licensed partners.
- Personal protection: life, disability, critical illness
- Business protection: key person and liability insurance
- Buy‑sell agreements and succession planning
- Home, auto, and comprehensive liability coverage
- Business interruption and professional liability
Frequently Asked Questions
Are you licensed brokers?
We provide advisory and coordinate coverage with licensed insurance partners.
Do you offer buy‑sell and key person coverage?
Yes—design and coordination for business protection strategies.
Can you review existing policies?
Yes—gap analysis and optimization recommendations.
"SZR helped us secure our business against unforeseen risks, ensuring continuity and peace of mind."
Not sure which services you need?
Book Your Free ConsultationWhy SMBs Trust SZR
CPA Certified
CRA Registered
15+ Years Experience
Many Happy Clients
What Canadian Clients Say
Real results from businesses and individuals across Canada
"SZR got our GST/HST back on track—no more CRA penalties. We saved $4,500 in penalties and now I sleep better at night!"
"Payroll was a nightmare with 15 employees. Now it's on autopilot and cut payroll time by 80%. My employees are happier too."
"Their cash flow forecasts helped us secure $250K in funding within just 3 weeks. Professional, reliable, essential."
"SZR helped us recover $3,200 in missed child benefits and guided us through our first Canadian tax filing perfectly."
"Their risk assessment protected our gym when equipment failed. Business interruption insurance paid for everything — we stayed open."
"Fast, reliable notarization service — essential for our international business documents. Same-day service every time."
"Personal Tax: Recovered $3,200 in missed CCB and GIS credits for a newcomer family through back-year filings."
About SZR
**Syed Zafar Raza, CPA** has helped over 500 small business owners and individuals across Canada simplify their finances and avoid costly mistakes. We combine finance discipline with practical operations—forecasting cash flow, aligning tax positions, and implementing simple processes your team can follow.
CPA Ontario member, serving Mississauga, GTA, and clients nationwide remotely. With 15+ years of experience and a track record of saving clients thousands in penalties, SZR makes financial management a growth driver—not a headache.
**30-Day Satisfaction Guarantee:** If you're not completely satisfied with our service quality in the first 30 days, we'll make it right or refund your money.
Request a Meeting
Schedule your free 30-minute consultation. We'll review your request and send you a calendar invite within 1 business day.
What to Expect
- Submit your meeting request with preferred date and time
- We'll review and confirm availability within 1 business day
- You'll receive a calendar invite via email with meeting details
- Free consultation with no obligation to proceed